Financial Education and Retirement Institute: As founders of the Financial Education and Retirement Institute, it is our strong belief that the majority of our citizens need a tremendous amount of financial education to increase financial literacy in all areas of life. Statistics in numerous research papers, books, and government agencies such as the Federal Reserve, Fannie Mae, and numerous universities, continue to point out that Americans in the past have not saved enough for retirement, have withdrawn from their retirement plans prematurely, have borrowed from their retirement plans, and have ceased contributions to their retirement plans. Further, many citizens need basic education with saving money, management of bills and credit card debt, creating a monthly household and operating budget, how to better plan for tax management, risk management such as insurances and financial protection and health care, estate planning, and the large potential risks of long term care needs.
We are a not for profit that utilizes financial professionals to provide education for dozens of important financial topics. These are the same educators that are under contract to teach financial literacy for major universities and this is 100% education. These instructors and financial professionals blend textbook material with real world experience to provide quality education in the community. Since this is education, these instructors will not discuss specific investments, products, companies, or contracts, and personal or private information can never be discussed in class.